Privacy First State Bank of Junction

Privacy & Security

First State Bank Privacy Statement

FACTS	WHAT DOES FIRST STATE BANK DO WITH YOUR PERSONAL INFORMATION?
FACTS Why?	WHAT DOES FIRST STATE BANK DO WITH YOUR PERSONAL INFORMATION? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
FACTS Why?	WHAT DOES FIRST STATE BANK DO WITH YOUR PERSONAL INFORMATION? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number Account balances Payment history Transaction history Credit history Account transactions When you are no longer our customer, we continue to share your information as described in this notice.
FACTS How?	WHAT DOES FIRST STATE BANK DO WITH YOUR PERSONAL INFORMATION? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First State Bank chooses to share; and whether you can limit this sharing.

FACTS

WHAT DOES FIRST STATE BANK DO WITH YOUR PERSONAL INFORMATION?

FACTS

Why?

WHAT DOES FIRST STATE BANK DO WITH YOUR PERSONAL INFORMATION?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

FACTS

Why?

WHAT DOES FIRST STATE BANK DO WITH YOUR PERSONAL INFORMATION?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number
Account balances
Payment history
Transaction history
Credit history
Account transactions
When you are no longer our customer, we continue to share your information as described in this notice.

FACTS

How?

WHAT DOES FIRST STATE BANK DO WITH YOUR PERSONAL INFORMATION?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First State Bank chooses to share; and whether you can limit this sharing.

REASONS WE CAN SHARE YOUR PERSONAL INFORMATION	DO WE SHARE?	CAN YOU LIMIT?
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION For our everyday business purposes: such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	DO WE SHARE? Yes	CAN YOU LIMIT? No
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION For our marketing purposes: to offer our products and services to you	DO WE SHARE? Yes	CAN YOU LIMIT? No
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION For joint marketing with other financial companies:	DO WE SHARE? No	CAN YOU LIMIT? We Don't Share
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION For our affiliates' everyday business purposes: information about your transactions and experiences	DO WE SHARE? No	CAN YOU LIMIT? We Don't Share
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION For our affiliates' everyday business purposes: information about your creditworthiness	DO WE SHARE? No	CAN YOU LIMIT? We Don't Share
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION For nonaffiliates to market to you:	DO WE SHARE? No	CAN YOU LIMIT? We Don't Share

QUESTIONS: CALL 325-446-3391 OR GO TO FSBJUNCTION.COM

WHAT WE DO
WHAT WE DO How does First State Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
WHAT WE DO How does First State Bank collect my personal information?	We collect your personal information, for example, when you: open an account apply for a loan make deposits or withdrawals from your account make a wire transfer show your government-issued ID We also collect your personal information from others, such as credit card bureaus, affiliates, or other companies.
WHAT WE DO Why can't I limit all sharing?	Federal law gives you the right to limit only: sharing for affiliates' everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

WHAT WE DO

How does First State Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

WHAT WE DO

How does First State Bank collect my personal information?

We collect your personal information, for example, when you:

open an account
apply for a loan
make deposits or withdrawals from your account
make a wire transfer
show your government-issued ID

We also collect your personal information from others, such as credit card bureaus, affiliates, or other companies.

WHAT WE DO

Why can't I limit all sharing?

Federal law gives you the right to limit only:

sharing for affiliates' everyday business purposes—information about your creditworthiness
affiliates from using your information to market to you
sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions
Definitions Affiliates	Companies related by common ownership or control. They can be financial and non financial companies. First State Bank has no Affiliates.
Definitions Non Affiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. First State Bank does not share with non Affiliates so they can market to you.
Definitions Joint Marketing	A formal agreement between non affiliated financial companies that together market financial products or services to you. First State Bank does not jointly market.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non financial companies.

First State Bank has no Affiliates.

Definitions

Non Affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

First State Bank does not share with non Affiliates so they can market to you.

Definitions

Joint Marketing

A formal agreement between non affiliated financial companies that together market financial products or services to you.

First State Bank does not jointly market.

OTHER IMPORTANT INFORMATION

For Texas Customers

The First State Bank is chartered, licensed or registered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking.
After first contacting First State Bank, if you still have an unresolved complaint regarding the company’s stored value card activity, please direct your complaint to the Texas Department of Banking.

Any Consumer wishing to file a complaint against First State Bank should contact the Texas Department of Banking through one of the means indicated below:

Texas Department of Banking
2601 North Lamar Boulevard
Suite 300
Austin, Texas 78705-4294
Toll Free (877) 267-5554
Fax: (512) 475-1313
TDB Email
TDB Website

Online Banking

Privacy & Security

For Texas Customers